Two halves, one whole

The calm way to handle money you care about.

Kin is two quiet, careful tools. Income turns your retirement plan into one clear monthly move. Fund keeps a loan between people who trust each other from ever getting awkward. One account, and Kin never touches the money in either.

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Pick one product at sign-up, or both — you can always add the other later.

Kin Income · retirement withdrawals

One calm money move a month, fully explained.

Kin Income watches your plan, your accounts, and the market, then turns your plan into the answer to retirement’s hardest monthly question — “where does this month’s money come from?” — one specific, explainable move. You place the trade yourself.

Your plan’s July move · cash needed July 25

Raise $6,130

Sell 5 VOO and 10 COST from Taxable Brokerage

Est. proceeds $6,184 · July 22 close · every number explained

Build my plan Explore Income

Early preview · information, not trades — Kin never touches your accounts.

Kin Fund · loans between people

Lend to people you love, and stay friends anyway.

A shared ledger for informal loans. Kin does the awkward part — the reminders, the “did it arrive?”, the gentle nudge — and nothing counts until both of you agree it happened. The money moves however you already move it.

$3,000 left of $5,000 · Charmila

Next friendly reminder: Mar 1 — you won’t have to bring it up.

Start a loan Explore Fund

Free forever for zero-interest loans.

Whichever you choose

Different problems. The very same promise.

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We never touch the money

Income never places a trade or holds an asset. Fund never moves a cent between you and your cousin. Kin is the notebook and the nudge — your money stays wherever you keep it.

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Plain words, honest numbers

A monthly withdrawal that shows its work — every figure traced back to your plan, your accounts, and that day’s prices. A loan agreement that reads like a handshake, not a deposition.

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Nothing happens without you

In Income, nothing is sold until you decide to sell it. In Fund, nothing is real until both sides confirm it. Kin computes and records; the people stay in charge.

One Kin account

Sign up once. Choose what you need.

When you create your account you pick Income, Fund, or both — and you only ever see what you picked. An Income-only account never sees loans; a Fund-only account never hears about portfolios. Add the other product any time from Settings, and switch between them with one tap.

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What are you here for?

✓ Kin Income A monthly plan for retirement withdrawals.

✓ Kin Fund Track a loan with someone you know.

Pick one or both — never a package deal.

Money is easier to talk about when the record is already straight.

Whether it’s your own retirement paycheck or a loan to your brother, Kin keeps it clear, mutual, and calm — and never, ever touches the money.

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— kept honest by the Steward