“Will the money last? Am I still on plan? And what on earth do I sell this month?”
Those are the questions Kin Income answers. It keeps the whole picture — your savings, your accounts, your other income, and the market — in one quiet place, and each month turns your plan into a single clear move, every number explained. Your spending even flexes with the market: a touch lighter through the rough patches, a little easier when things are good. You review the move, adjust it if you like, and place the trade at your own broker.
We do the arithmetic; you do the trading. Kin never holds your money, never sees a brokerage password, and never places an order.
The monthly loop
Plenty of tools will tell you whether your money might last thirty years — useful, but it’s not the question you wake up with. The one you actually face is smaller: what do I sell this month, and why? Kin Income answers that one, calmly and on schedule, in plain words.
What you spend each month, when you want the cash, what you hold and where, your other income, and the order you’d prefer to sell things in. A guided setup — no spreadsheet archaeology required.
A few days before your cash date, your plan works out exactly what to sell — accounts, tickers, share counts — after counting the income you already expect. Every figure shows its work, including your strategy’s reasoning.
Use your plan’s move as-is or adjust it — different account, different ticker, fewer shares. Then place the trade at your broker and tell Kin how it went. The record follows what you actually did, down to the last share.
The boundary
Kin never custodies assets, never asks for a brokerage password, and never gets trade authority. You type in what you hold; the only hands on your money are your own.
Kin never quietly rebalances your portfolio or slips in an adjustment behind your back. Each month’s withdrawal is a snapshot that doesn’t change afterward — what your plan computed, what you tweaked, and what you actually did are kept as three separate, honest records.
Proceeds are estimated from clearly dated reference prices, and no outcome is ever guaranteed. When a number is really an estimate, it says so plainly, with the date and source attached.
Kin Income is young, and we’d rather say so than dress it up. Signing up means accepting the current terms & disclosures. If we ever add advisory features, they’d be a separate, regulated product with its own rules — and that’s a promise we plan to keep.
After that, every month brings one clear move and a plain explanation of the why — glance at it, place the trade, and get back to your day.
Already use Kin Fund? Add Income from Settings → Products — one account covers both.